Welcome to MedicarePartC.com, a unbiased source for information and news updates. Here, you’ll also find a detailed explanation of what Medicare Part C, also known as Medicare Advantage Plans, offer. If you are turning 65, or have already, most likely you have received some documentation from the Centers for Medicare & Medicaid Services (CMS; Medicare.gov) regarding your options.
Unfortunately, it is most often a very confusing process to transition from the standard healthcare marketplace into the Medicare marketplace. Complicating matters more are all of the options available. It can be difficult to know what information you can trust. First and foremost, any consumer who wishes to always have a trusted resource for fact-based information should understand that Medicare.gov is run by the government. And, it is definitively the authority on Medicare.
You may need to fact-check the information provided to you by a company, website or healthcare professional. If so, there is no website that is more of an authority. That said, government websites are not known for their ease of use or excellent tools that expedite the decision-making process. That is precisely where websites like this one can be of great benefit to you. And so, that is our goal: To make the information-gathering and decision-making process as easy as possible.
Why can you rely on us for factual information and unbiased answers?
Here is why we feel that we are the best nongovernmental resource for consumers who are seeking information. We are not licensed insurance brokers who are motivated by commissions, quotas and favored partners. Many people find it helpful to work one-on-one with a broker. But at MedicarePartC.com, we believe that our services are best utilized and most beneficial if we have the ability to offer you every option approved by Medicare.
Therefore, at the end of the day, when you make a decision on a particular Medicare Part C plan, you can do so with the confidence that it was an informed decision based on unbiased material. We are compensated by insurance companies for giving them the opportunity to provide you with information. Whether you select one plan over another has no influence on the revenue we receive. This way, there is no potential for a conflict of interest.
You may be new to Medicare or specifically, Medicare Part C. Either way, if you are looking for more information, there are three main types of policies that you can get under Medicare.
Medicare Part C enrollment options
Medicare Part C, which is also called a Medicare Advantage (MA) Plan, is a healthcare plan that you sign up for through by a private insurance company. It covers substantially all, if not more than what is covered by Medicare Part A and Medicare Part B combined.
Obtaining a Medicare Part C plan is sufficient to meet the requirements and minimum standards imposed by Obamacare. And unlike working with the Social Security Administration’s (SSA’s) office, a person who opts to sign up for Medicare Part C can shop around for plans. This includes sources like MedicarePartC.com. Or, they can use the federal Marketplace set up on Healthcare.gov to purchase a plan.
MedicarePartC.com plans are discounted and subsidized by the federal government, just like a Medicare Part A or Part Plan. So, the associated and relative costs are typically not much higher than for a plan under Original Medicare (Parts A and B).
One of the many benefits of an MA Plan is that a participant can create the type of plan that meets both their financial and benefit needs. They can add on certain services that are simply not offered under Original Medicare, such as dental, hearing and vision care.
A certain Medicare plan may offer a zero-monthly premium plan. Regardless, you are required to pay the premium associated with Medicare Part B. However, a Medicare Advantage participant will pay that monthly Medicare Part B monthly charge on the same sliding scale. This is based on their financial status as Original Medicare participants.
Medicare Part A (hospital insurance) is insurance for inpatient hospital stays. It includes any procedures, tests or hospice or home healthcare services that may relate to the inpatient hospital stay. Having a Medicare Part A alone is sufficient to meet the minimum benefits coverage required under the Affordable Care Act (ACA). You can only sign up for a Medicare Part A plan from the Social Security Administration (SSA) office, which works in cooperation with the CMS.
Medicare Part B (medical insurance) covers preventive services. It includes doctors or other necessary medical services to treat or diagnose medical conditions and illnesses. Having a Medicare Part B plan alone is not sufficient to comply with the requirements of Obamacare. As such, it is typically paired with a Medicare Part A plan. In order to sign up for a Medicare Part B plan, you must either contact or visit an SSA office. People who sign up for a Medicare Part A and Part B plan usually obtain prescription drug coverage through a Medicare Part D plan.
Please explore our website to find more targeted information about Medicare Part C plans. You may also want to check out HealthNetwork.com. Here, you can get answers to any questions and research and find an MA plan that may work best for your needs.
Good luck and happy exploring!