Welcome to MedicarePartC.com, your unbiased source for information and news updates. Getting older isn’t easy, especially when it comes to choosing health insurance. From retiree benefits to veteran coverage, you may have a variety of plan options and no idea where to start in sorting them out. Medicare, the federal program designed primarily for seniors, offers a convenient and affordable source of health insurance as you age. But it, too, can be confusing since there are actually four parts to the program.
Original Medicare refers to Parts A (hospital coverage) and B (medical coverage). Added in 2003 as a supplemental option, Part D covers prescription drugs. And then there’s Medicare Part C, the subject of this site. Part C is also called Medicare Advantage. It’s the private version of original Medicare. Though it still receives funding from the federal government, Part C is administered and sold by private companies. Think of it as you would a regular health plan, such as the kind you have through work.
We created this site to help you explore the details of Medicare Advantage, which we’ll refer to as Part C from time to time. However, you should know that the government runs its own website on Medicare, which you should check out if you’re interested in firsthand information about the program. Medicare.gov is the definitive authority on Medicare.
That said, we hope you’ll find this website useful as you learn about your options for getting covered once you turn 65. Government-run sites may be factual and authoritative, but that doesn’t always make them easy to use or understand. That’s where we come in.
How can we help?
First and foremost, we can help by cutting through the clutter of information that you might find online and via those glossy brochures you start getting the year you turn 65. We’re not here to sell you a particular plan. We’re here to help you make sense of your options so that you can buy the plan that fits your life. One of the main benefits of Medicare Part C is that you can choose a customized policy. Original Medicare is useful and affordable, but you might need benefits that it doesn’t cover, such as dental, vision or hearing aid coverage. A Medicare Advantage plan also:
- Could cover a broader range of benefits than original, including non-medical things like gym memberships;
- Might not cost much more than original Medicare – since both original and Advantage are funded by the federal government, insurers don’t need to charge much higher rates for private plans, and private plans cover more; and
- May prove more cost-effective when you consider the added benefits and features.
Second, we can help you verify information that you might’ve gotten from someone else, whether that’s your uncle, your best friend, your yoga instructor or your doctor. People’s experiences with health insurance always vary. It’s good to get a feel for different plans and companies from people with direct experience, but factual specifics – such as coverage requirements or government regulations – don’t always translate well from hearsay. At MedicarePartC.com, we work hard to make sure that the information on our site is accurate and up to date so that you can fact-check the things you hear or read about.
Why should you trust us?
Unlike other websites with similar content and themes, MedicarePartC.com isn’t run by licensed insurance brokers who are motivated by commissions, quotas and favored partners. There’s nothing wrong with that approach, but we wanted to offer something different. We believe that people like you benefit from unbiased information when exploring a hefty topic like Medicare Advantage. We also believe that offering a wider range of choices – every option approved by Medicare, in fact – maximizes our value and usefulness in the Part C market.
We make our money via compensation from the insurance companies you’ll encounter on this site, by allowing them to post information about their plans here. But whether you choose one company over another or one plan over another has no effect on the revenue we receive. That means there’s no potential for conflict of interest. In other words, the plan you choose doesn’t impact our finances, and because of that, we don’t have any inclination to promote one option over another. It’s all about what works for you, your healthcare needs and your budget.
MedicarePartC.com seeks to make the process of researching health insurance simpler and less confusing. We want to give you straightforward, factual articles and tools so that you can choose a health plan with confidence. Let’s get started.