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How Do You Choose the Right Medicare Plans for Your Parents?

The idea of picking the right Medicare plan for yourself seems simple enough, but what if you had to do it for someone else? Trying to pick Medicare plans for your parents can be a little confusing. Did you know that 77 million people were born between 1946 and 1964? These individuals are known as baby boomers, and it’s likely that your parents are one of them. If you have a parent that may become eligible for Medicare or is already eligible, they can learn all about Medicare and compare plans online. They can even apply for Medicare plans online, which is much simpler than mailing in a form or going to the Social Security Office. If you want to know more about picking a Medicare plan for your parent, these are some tips to follow.

Types of Medicare Plans

There are actually a variety of Medicare plans. Most people think that Medicare is just one health insurance program that encompasses all of a person’s medical needs. Actually, Medicare breaks down into multiple parts or plans.
Original Medicare includes

Medicare Advantage

Medicare Part D

Baby Boomer Facts

Special Needs Plans

Typically, you will choose between Original Medicare and Medicare Advantage. offers multiple articles with comparisons on these plans.


Most Medicare plans will break down into Health Maintenance Organizations, Preferred Provider Organization or Pay-a-Fee-For-Service plans. These are known as HMO, PPO and PFFS. There are slight differences between these plans that might narrow the decision on what type of Medicare to choose for mom and dad.
Original Medicare

Medicare Advantage

Costs of Each
– Original Medicare

– Medicare Advantage

– Part D or Prescription Drug Coverage

The costs with each plan will most likely depend on your lifelong earnings, total income from last year’s tax return, how many are in your household, degree of health, disabilities and spouse information. You may qualify for free Medicare.
– Medigap Policies

You may want to check with your parents’ employer to see if they are covered in retirement for health costs. You can also use the Eligibility Calculator on
Medicare Advantage is strongly encourage for those who like to be in control of their own health plans and want the option of going with a major health company rather than the government. There are many issue with the Medicare program, but it’s actually been reformed and provides a variety of ways for people who can’t afford healthcare to receive medical treatment and have a regular doctor. If you want to learn more about Medicare, we offer a variety of different compare tools and videos to check out., a website owned by Health Network Group, LLC, markets products underwritten by National Health Insurance Company, Integon National Insurance Company and Integon Indemnity Corporation. Health Network Group National Health Insurance Company, Integon National Insurance Company and Integon Indemnity Corporation are all related companies under National General Holdings Corp.

This website is privately owned and all information and advertisements are independent and are not associated with any state exchange or the federal marketplace. Additionally, this website is not associated with, sanctioned by or managed by the federal government, the Centers for Medicare & Medicaid or the Department of Health and Human Services.

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